Al Noor Contracting Co. (Sample)
As of 15 Jul 2026 · SAR
AN

Executive Dashboard

The Monday-morning view: cash, collections, obligations, profitability — and what to do about them.

Cash available
SAR 754K
across 3 accounts
Collections due this week
SAR 484K
invoices falling due in 7 days
Payables due this week
SAR 361K
within available cash
13-week cash low point
-SAR 245K
week 5 · w/c 12 Aug
Revenue MTD / YTD
SAR 675K
YTD SAR 9.60M
Gross margin YTD
7.1%
prior quarter 6.4%
Overhead ratio YTD
9.5%
of revenue
Receivables over 90 days
SAR 550K
DSO 115 days

13-Week Cash Forecast

Closing balance per week · deep-overdue and disputed receivables excluded

Receivables Ageing

Open invoices by days past due

Gross Margin by Project

Cumulative, since project start

Top Risky Customers

By overdue exposure

  • Gulf Horizon Development
    oldest 207d past due
    SAR 1.25M
    36% of overdue
  • Desert Rose Real Estate
    oldest 125d past due
    SAR 857K
    25% of overdue
  • Oasis Facilities Group
    oldest 75d past due
    SAR 619K
    18% of overdue
  • Zenith Auto Fleet
    oldest 32d past due
    SAR 189K
    6% of overdue
  • Marjan Marine Services
    oldest 37d past due
    SAR 186K
    5% of overdue

Projects — Profitability Watch

Sorted worst-first

  • Warehouse Retrofit — Industrial City
    Riyadh Branch · revenue SAR 3.37M
    -6.9% GM
  • FM Contract — Eastern District
    Dammam Branch · revenue SAR 5.59M
    4.1% GM
  • Business Park Fit-Out — Phase 2
    Riyadh Branch · revenue SAR 8.74M
    17.2% GM

AI CFO — This Week's Actions

Rule engine v1 · sample data
  1. CriticalCFO

    Cash turns negative in week 5

    On current collection behaviour, cash goes below zero in week 5 (w/c 12 Aug) and bottoms out at -SAR 245K in week 5. Create SAR 245K of headroom before 12 Aug: pull forward the two largest collectible invoices, agree short extensions on deferrable payables, and hold non-essential spending until the week clears. Open the 13-week forecast simulator to test collection and payment timing before committing to a plan.

  2. CriticalFinance

    Collections are running at 115 days

    DSO is 115 days against 60-day terms-plus-tolerance; SAR 3.42M is currently overdue. Reset the collections rhythm: named owner per overdue account, weekly target list every Monday, and invoice-on-completion discipline so ageing starts as early as possible.

  3. CriticalCFO + Commercial

    Disputed invoices ageing unresolved (SAR 310K)

    1 disputed invoice totalling SAR 310K (5.6% of open AR); the oldest is 125 days past due. Book a resolution meeting with Desert Rose Real Estate this week with the contract and delivery records on the table. Set a settle-or-escalate deadline; do not send another reminder email.

  4. CriticalCEO + Project Manager

    Warehouse Retrofit — Industrial City is losing money

    Cumulative revenue SAR 3.37M against SAR 3.60M of direct cost — gross margin -6.9% (-SAR 234K). Hold a project review this week: verify cost bookings are real, reprice open variation orders, and set a stop-loss threshold with the CEO — the date and number at which the project is restructured or closed out.

Deterministic rule-based suggestions generated from your numbers. Review with your finance team — this does not replace professional judgment.

AI Virtual CFO OS assists business owners and finance teams. It does not replace a qualified CFO or professional financial advice. All figures shown are synthetic sample data.